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清卡數貸款 在现代社会，随着信用卡和个人贷款的普及，许多人在不知不觉中累积了多笔债务，导致财务压力增加。​为了解决这一问题，"结余转户"（也称为"债务整合"）成为了一种有效的债务管理工具。​ 什么是结余转户？ 结余转户是将多笔高息债务（如�